APARTMENT RENTS EXPECTED TO RISE IN 2012
"Rents are expected to rise and competition for apartments may stiffen in San Diego County as more folks defer owning a home amid what appears to be a slowly improving job market. Rising demand from young workers — also known as Gen Y’ers — fewer new units and tighter standards for mortgages also have pushed people into the rental market. The result is a jump in rental rates. In March, the average rent in the county was $1,361, up 2.6 percent from a year ago, says real estate data company MarketPointe." read the full story in the UT

STATE PROGRAM TO ASSIST HOMEOWNERS THAT ARE "UNDERWATER"
The San Diego Public Policy Examiner reports that there are some ".. new changes in "Keep Your Home California" a program run by California Housing Finance, San Diego homeowners whose homes are underwater may qualify to keep their home if their income level is no more than $89,900."

UPDATE on the National Mortgage Settlement

SURVIVORS OF HUMAN TRAFFICKING OR COMMERCIAL SEXUAL EXPLOITATION AMONG THOSE TO GET HOUSING ASSISTANCE
March 18, 2012 - New regional projects have just received more than $1.7 million in federal funding. The new projects will provide transitional and long-term housing and support services for homeless people. “The missing piece has been housing,” said Supervisor Dianne Jacob. “Now the federal government is providing $200,000 over two years to fund six transitional housing beds and services for homeless women who are survivors of human trafficking or commercial sexual exploitation.” The project will be located in an unincorporated area of the County and is sponsored by the non-profit organization GenerateHOPE. Other projects in the works are the Vista Terrace Project, a 47-unit complex in Vista, (North County Solutions for Change) and the new Connections Housing Project in the rehabilitated World Trade Center in downtown San Diego (People Assisting the Homeless).

CITY OF SAN DIEGO CONSIDERS A
"SMOKE FREE" HOUSING ORDINANCE
On 2/15/2012 The San Diego Smoke Free Housing Task Force presented to the Committee on Public Safety and Neighborhood Services of the San Diego City Council, a proposed ordinance regarding moving toward providing a more smoke free housing environment for renters. The ordinance would prohibit, as a nuisance, smoking that substantially interferes with another tenant's use of their home. While not an outright smoking ban, it could significantly restrict or "ban" the ability to smoke at a multifamily (4 or more units) residence upon proper notice by any affected resident. The Committee voted to send the matter to the City Attorney's office for their review, analysis and comment.
Could smoking be banned in SD apartments?

"NATIONAL MORTGAGE SETTLEMENT" PROVIDES
RELIEF FOR QUALIFYING HOMEOWNERS
49 States including California have joined in a Federal Lawsuit Settlement involving
the following lending institutions:
Ally/GMAC Bank of America Citi JPMorgan Chase Wells Fargo
This settlement is intended to provide mortgage relief even after a foreclosure sale.
National Mortgage Settlement
California Resources for Homeowners

RENTAL VACANCY SURVEY
See the article

DOCUMENTARY
Locally produced documentary to inform San Diego residents about their rights as tenants.

RENTS IN SAN DIEGO ON THE RISE
Apartment rents were depressed between 2007 and 2010 due to the sagging economy.
Starting last year, rents began rising in San Diego based on a study of larger community
apartments (100+ units). According to RealFacts, and the data they gathered, average rents in
San Diego County rose as of September 30, 2011 to $1,404 a month, up 0.5 percent from
June 2011, and 1.6 percent from September 2010. Their data also reveal that occupancy has
been on the rise as well. In San Diego County, occupancy rose to 95.5 percent, up 0.5
percentage points from June 2011 and up 0.7 percentage points from September 2010.

SAN DIEGO COUNTY HOUSING INSPECTION PROGRAM
San Diego County has established a new program, "Keeping You Safe," (See Video)
designed to ensure property owners and managers are properly maintaining their units.
Environmental Health Specialists are specifically enforcing state guidelines affecting
certain health and safety codes and conditions.

THE SAN DIEGO UNION TRIBUNE (UT) BRINGS BACK THE
RENTAL ROUNDTABLE LANDLORD TENANT COLUMN
This column focuses on issues confronting renters and landlords is written by certified property manager Robert Griswold, author of “Property Management for Dummies,” and by attorney Steven R. Kellman, Founder of the Tenants Legal Center.
The Union-Tribune had featured this column since 1992.

UPDATE ON FEDERAL LAW PROTECTING
RESIDENTIAL TENANTS AFTER FORECLOSURE!!
On July 21, 2010, the existing PROTECTING TENANTS AT FORECLOSURE ACT was amended as part of the financial reform laws. The Amendment clarified that the term "Notice of Foreclosure" in the original law meant the actual sale and transfer of title so all residential leases entered into prior
to that sale may be protected see the changes

FEDERAL LAW REGARDING TENANCIES AFTER FORECLOSURE
On May 20, 2009, the President signed a Federal Law ( Public Law 111-22 ). This law was then amended by Public Law 111-203 SEE THE LAW (word version) as a part of the financial reforms in the ‘Dodd-FrankWall Street Reform and Consumer Protection Act’’ (see section 1484) on July 21, 2010. This law has a significant impact on tenants residing in a residential property that has been foreclosed upon. It is intended to assist residential tenants by doing three important things;

!. Transferring existing leases (including section 8 tenancies) to the new owners after a foreclosure sale (except that 90 days notice to vacate may be given prior to the end of a lease if the new owner plans to live in the dwelling).
2. Requiring 90 day notices to vacate (State law was 60 days) for month to month tenancies after a foreclosure sale.
3. Declaring that a foreclosure is not "good cause" alone to evict a section 8 tenant.

There are conditions that need to be met under this Federal Law

The lease or rental agreement must have been in existence prior to the "notice of the foreclosure" (which now means all the way up to title transferring at the actual auction sale.)
There must be a "bona fide tenant" or "bona fide tenancy"

If these conditions are not met, then State law applies.

Additional consequences and effects
Paying Rent Coming under this law means that the tenant may now have to pay the lease rent after a foreclosure. Existing State Law allowed a tenant 60 days after a foreclosure of a dwelling to vacate without paying rent. This was regarded as an unofficial relocation benefit. This new Federal Law appears to wipe out the free rent California tenants were enjoying. The (pre- foreclosure notice) lease may be recognized and assumed by the new owner who may now want the rent immediately after the foreclosure sale. Stranger as New Landlord After the foreclosure sale, the tenant will "inherit" a new landlord who may not be the person or entity that the tenant would have a wanted as a landlord if they had a choice in the matter. Terminating Leases The new owners may terminate an existing lease including, section 8 tenancies, if the new owner intends to move in with 90 days notice.

TENANTS CHECKING CREDIT OF LANDLORDS?
With so many foreclosures, maybe it is time tenants check the credit of landlords before renting. Some landlords who face foreclosure will rent the home to unsuspecting tenants collecting rent all the way to losing the home at a foreclosure sale. They collect rent but do not pay the mortgage since they are planning to let the home go. The problem is that the tenants do not know about the owner's plans and think they are leasing a secure home. These tenants become victims because they leased a home on the edge of foreclosure which will lead to their eviction, regardless of the lease. Tenants can actually research the risk of foreclosure before renting and moving in. Anyone can access public records in San Diego to see if there is a NOTICE OF DEFAULT (NOD) on the property. Once one of these is issued, the owner has time to cure the default before the sale. Clearly, tenants who discover a NOD should understand that beginning to or continuing to rent that home carries the risk of being evicted by the lender after a foreclosure. Innocent tenants displaced by a foreclosure may also make a claim against the prior owner for breach of the lease and perhaps even a claim for damages based on fraud.

REPRESENTING YOURSELF
IN DEFENDING AN EVICTION?
DON'T DO IT
Tenants here are still losing valuable rights by handling their own eviction defense. Defending yourself in an eviction case in San Diego, in the vast majority of cases, is court "suicide". Statistically, most all tenants who represent themselves in eviction court will lose or be tricked into signing a bad settlement. Using any self help assistance service or book creates a serious risk that you will lose your case, regardless of your rights. Having someone prepare your papers without them being available to represent you in court is very dangerous. This is because eviction cases and trials are so complex that a skilled attorney is really necessary to properly handle these matters. Even with settlements, remember the landlord is motivated to settle the case with your attorney, not you. This is because, they are not afraid of you in court, only your attorney. By the way, this situation is pretty much the same for landlords. Many landlords have represented themselves in court against a skilled tenant's rights attorney and learned the hard way just how technical and difficult these cases can be. Coming in second in trial (i.e. losing) for a landlord who just assumed they would easily win can be a real eye opener.

LANDLORDS ABUSING THEIR
POWER OF EVICTION
Many San Diego tenants are still receiving eviction notices for minor and trivial reasons. San Diego County is still a "no cause" eviction jurisdiction. San Diego City, however, is now a just cause eviction jurisdiction after the first two years of a tenancy according to the City ordinance. Landlords continue to seek only the "best" or "their favorite" tenants and tend to evict the rest. These desired tenants can be the good timely paying tenants or simply those tenants willing to accept abuse and unfair treatment without complaint.

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California law for San Diego is applied in these pages. Such laws may or may not be applicable in other jurisdictions. The information provided herein is of a general nature and is not intended to be taken as specific legal advice. For legal advice in a particular situation, promptly consult with an
appropriate attorney